Retiring abroad? Get the real numbers first.
A free guide and newsletter for people in the UK who are thinking about retiring abroad. Costs, tax, healthcare and pensions, one destination at a time.
What you get when you sign up
The free guide
Retiring Abroad: What’s Actually Possible for You arrives in your inbox straight after you subscribe. It is a clear first look at what a move involves, so you know which questions to answer first.
The newsletter
Each issue takes one destination or planning topic and sets out the figures and the rules that catch people out, in plain English. No lifestyle pictures, no sales pressure.
Start with a guide
Plain-English guides built from official sources, with the figures and the links so you can check them yourself.
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Cost of living in Spain for UK retirees
What households spend, what rent really costs by region, and what private health cover adds, using official and market data.
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Spain’s non-lucrative visa for UK citizens
The 2026 income test, required documents, health insurance and what renewal involves, with Spanish government sources.
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Healthcare in Spain for UK retirees
The S1 form, private insurance and the public convenio especial compared, with costs and the conditions attached.
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UK State Pension if you retire to Spain
Whether your State Pension keeps rising in Spain, how to claim and get paid from abroad, and how it is taxed.
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Tax in Spain for UK pensioners
The 183-day test, Spanish income tax rates, how UK pensions are treated, and why the Beckham Law is a work regime, not a retiree one.
Why this exists
I started Retire Beyond Borders after seeing the same pattern again and again: people delaying retirement for years, not because they couldn’t afford it, but because of assumptions about where they needed to live.
The aim is simple. Lay out the full picture, with real figures, so you can decide with your eyes open. Read how we write our guides.
Questions
Is the guide really free?
Yes. You don’t pay anything and we don’t ask for card details. The guide is emailed to you as soon as you subscribe.
I didn’t get the email. What should I do?
Check your spam and promotions folders. If it’s there, mark it as not spam and add us to your contacts so future issues land in your inbox. If it still hasn’t arrived after a few minutes, subscribe again and check the address for typos.
Which countries do you cover?
Each issue and guide looks at one destination or one planning topic, such as healthcare, tax or visas. Spain is covered first, with more destinations to follow.
Do you sell my email address?
No. We use it to send the guide and the newsletter. The privacy policy sets out exactly what we collect and why.
Can I unsubscribe?
Yes. Every email has an unsubscribe link, and it takes one click.
Get the guide and start with the numbers.
Free, and it takes a few seconds.